Blog Feed
Arc
Blog Feed
Marketing
are Cash Management Capital
Arc Blog
Resources Company
Insights, tips, and strategies from industry leaders and the Arc team.
Arc Is Live on Product Hunt
This morning, we launched on Product Hunt. This launch is the culmination of everything we have built over the
past two years for our customers. | am proud of the team for their dedication to our mission and incredibly grateful
for the customers who have trusted and supported us along the way.
Don Muir
Co-Founder & CEO
May 9, 2023
Arc increases available FDIC
coverage to $5.25M to safeguard
startups’ deposits
We are excited to announce that we have nearly
doubled the amount of FDIC insurance available on
the Arc platform through our partner banks to
$5.25M—bringing the total available FDIC/SIPC
coverage to $5.75M. When combined with the
ability to invest in U.S. T-Bills, startups can now
effectively protect 100% of their deposits through
the Arc platform. But that’s not all. Unlike many
other bank deposit sweep programs in the market,
Arc’s sweep offering is yield-bearing — paying over
2% APY on deposits.
Don Muir
Co-Founder & CEO
Are we heading fora
global banking crisis?
webs,
summit.
May 5, 2023
WebSummit Rio Panel: Are We
Heading for a Global Banking
Crisis?
The banking system around the globe is built on
trust, when it erodes the whole thing could come
tumbling down as it did in ‘08 - 09. This time
around it appears to be more localized with the
collapse of Signature Bank, Silicon Valley Bank,
First Republic Bank and most recently PacWest all
occurring within weeks of one another. Is this an
isolated issue or the start of a global bank
contagion? These experts discuss the current state
of global banking.
Don Muir
Co-Founder & CEO
il
imate
Generative Al: Where
to after the hype?
webs F '
summit Gomes
May 8, 2023
WebSummit Rio Panel —
Generative Al: Where to after the
hype?
Generative Al is all anyone in tech in 2023 can talk
about. Empowered with it, teams of just one can
produce realistic images and videos, write and
review code, and so much more. Given all the hype
and controversy surrounding generative Al, and its
potential impact on society, individuals are starting
to wonder if we have opened pandoras box. While
only time will tell, these panelists take their best
guesses at what’s to come and what will be left
when the hype is gone.
Ss Don Muir
Co-Founder & CEO
May 1, 2023
Arc's Response to First Republic
Bank — How We're Supporting
Affected Startups
We are deeply saddened by the news surrounding
First Republic Bank, we want to openly pledge
Are’s support to those impacted by this event. First
Republic Bank was an integral part of our
community, propelling the growth of many
innovative companies — with a particular emphasis
on providing exceptional service to the people and
organizations that fuel positive change in our
communities. At times like these, we think it’s
absolutely mission-critical that businesses step in
to make sure those directly impacted — and the
banking community as a whole navigate these
challenging times.
Don Muir
Co-Founder & CEO
Customers are eligible for
FDIC insurance up to $2.75M
Earn up to 4.95% with
gov- Ti i
Login Get started
STAY UP TO DATE
Get the latest from Arc in your inbox:
Your email
Partner
Marketplace
May 16, 2023
Arc Partner Marketplace:
Exclusive Savings on Business
Essentials
Managing cash burn and extending runway
continue to be a key focus for startups in this
tough macroeconomic environment. Today, in an
effort to help businesses continue to focus on
sustainable growth, we are releasing our partner
marketplace to the wider startup community.
é Nick Lombardo
q Co-Founder & President
Effectively Managing
SaaS Products as a
Startup
webs
summit.
May 8, 2023
WebSummit Rio Panel —
Effectively Managing SaaS
Products as a Startup
Maximizing the value of a SaaS subscription
should be the goal of every startup—especially
those with limited budgets. It's relatively
straightforward when the team is lean, but
duplicate subscriptions can quickly become the
norm when a startup scales. This panel shares
insights, tips, and strategies to help startups get
the most out of their SaaS subscriptions without
breaking the bank.
Arc Team
Go-To-Market
Fellowship Program Class With
Guest Speaker D t
April, 2023
Apr 28, 2023
Next Play Capital - Fellowship
Program Class With Guest
Speaker Don Muir
The Next Play Capital Fellowship Program is an
opprtunity for these former athletes to learn about
and get exposure to the venture capital space. In
this session, Don provides an overview of Arc. He
covers the origin story of Are, he provides an
update on the company’s traction since launch,
and he highlights what makes Arc’s offering unique
in the banking sector. Don wraps up the session by
answering questions from the audience.
Don Muir
Co-Founder & CEO
Mar 21, 2023
Traacitry Mananamant: Why It'c
Mar 12, 2023
Feb 1, 2023
Vield Ri
Enor Thic Moment
Treasury Management: Why It's
More Important Than Ever
In the past, treasury management was something
that only large companies could justify, as it was
slow and time-intensive if done in-house, and
expensive if outsourced.
Fintech changed that by allowing startups of all
sizes to quickly spin up treasury management
programs to minimize risk and maximize returns.
»\ Basile Senesi
Chief Revenue Officer
Feb 1, 2023
Introducing: Yield Accounts and
Market-Leading Rates
Today we are unveiling Arc Yield to the world, a
new feature available to all Arc Treasury
customers. Built on the Arc Treasury platform,
customers now can earn secure, market-leading
returns on their idle cash, while continuing to
benefit from the same cash management
essentials they have come to expect from Arc.
Muir
Co-Founder & CEO
arc
San Francisco
to Work For
Ra Built In
Jan 11, 2023
Arc Ranked #5 Best Startup to
Work For in San Francisco in 2023
Arc was named in the top 5 of the 50 Best Startups
to work for in San Francisco by Built In. Joining a
startup with less than fifty people right now is one
of the greatest opportunities for impact, agency,
scope, and growth. In fact, the other day, |
overheard an Arc Engineer say they shipped more
code in 2 months at Arc than in two years at their
previous publicly traded company. That same
engineer works directly with our Co-Founders daily
and is a major culture add, not only to the
engineering team but the company overall.
Speaking of working at a startup... check out our
open roles and the list of the other Best Places to
Work.
Mackenzie Moore
of Talent
STARTUP
GROWTH
STORIES
Sep 7, 2022
Launching Our New Podcast:
Startup Growth Stories
Arc launches the Startup Growth Stories Podcast —
a medium for founders & executives to share their
unique stories scaling high-growth companies.
Sy Don Muir
Co-Founder & CEO
Mar 12, 2023
How Arc Is Supporting Startups
Impacted by SVB
Silicon Valley Bank played a foundational role in
the startup landscape—pioneering both startup
banking and venture debt. Their unraveling will
have ripple effects throughout the entire
ecosystem for weeks to come. Arc stands behind
startups affected by the recent events and is
offering our support.
Don Muir
Co-Founder & CEO
Alternatives to
Traditional Banking
Jan 27, 2023
The Alternatives to Traditional
Banking CES Panel Recap
Don Muir shares his in-depth perspective on the
current banking landscape, the alternatives to
traditional banking, and the future of banking
during his panel at the 2023 Consumer Electronics
Show in Las Vegas.
Muir
Co-Founder & CEO
Jan 10, 2023
Launching Arc Advance Plus
Arc believes premium software startups deserve a
premium non-dilutive fundraising option. While
constricting market conditions have forced current
incumbents — many of whom served a broad group
of businesses rather than a focused few — out of
the space, we've remained unwavering in this
belief and designed smarter financing to better
meet the needs of today’s software startups.
Don Muir
Co-Founder & CEO
O
Aug 30, 2022
Startup Valuations in a Rising
Interest Rate Environment
Over the past 6 months, we've gone from a “flat-
line” interest rate environment hovering around
0%, to 1.5%-1.75%. Today, rates have been raised by
75bps—the biggest increase since 1994. Over the
same period of time, we've seen late-stage startup
valuations plummet while overall cost of capital
has climbed.
Are the two related? The short answer is that
climbing interest rates are directly affecting the
cost of capital and indirectly affecting startup
valuations.
Annie Zhu
Strategic Finance Lead
Feb 1, 2023
Yield Built For This Moment
After a year-long scramble of capital raises and
cost cutting measures, we're now heading into
what most are calling a protracted recession. Like
the last chapter, we're still navigating uncertain
waters, however, unlike the last, the funding tools
previously available to founders to navigate that
storm are even more limited. Startups are looking
for new ways to stretch their cash, many are
finding shelter in yield-bearing accounts, but this
too may come at a risk, as not all high-yield
instruments are created equal.
“© \ Basile Senesi
Chief Revenue Officer
Jan 18, 2023
Arc Named #4 Most Innovative
Startup Funding Provider
We're excited to share that Arc was ranked one of
the most innovative startup funding providers in
the US in 2022 by Best Startup California. Each
year BSC, ranks the top startup funding providers
in the United States based on their track record,
leadership team, market share, record of
innovation, and ESG rating. Out of nearly 300,000
startups evaluated, Arc was ranked number four.
Mackenzie Moore
of Talent
Oct 11, 2022
Finding Success via Support as
Are’s First Product Intern
Spencer Chemtob, Mayfield Fellows Class of 2022,
had plenty of options when looking for a place to
call home for the summer. See why he choose to
work at an early-stage startup and some key
learnings from his time as Arc’s first product
intern.
Mackenzie Moore
of Talent
Aug 16, 2022
Arc is the Future of Startup
Finance
Think of Arc as founder-friendly capital. We pay
you upfront for your future sales, which means
we're betting on your success and we're with you
over the long-term. We believe in you.
Don Muir
Co-Founder & CEO
Aug 16, 2022
Arc's $20M Series A and Cash
Management for Software
Jul 26, 2022
Culture: An Early-Stage Startup’s
Competitive Advantage
Jul 18, 2022
4 Tenants for Operational
Excellence During A Downturn
Startups
Arc’s $20M Series A was led by Left Lane Capital.
Other investors include NFX, Y Combinator,
Clocktower Technology Ventures, Torch Capital,
Atalaya, Bain Capital Ventures, Soma, Alumni
Ventures, and Dreamers VC, as well as the
founders of Wayflyer, Plaid, Column, Chargebee,
Vouch, and Jeeves. Arc will use the funding to
expand its treasury and software products, invest
in its engineering, product, and go-to-market
teams, and fuel the next phase of its growth.
Don Muir
Co-Founder & CEO
Jul 18, 2022
Arc Analytics - Financial Insights
For Improved Business
Fundamentals
Are Analytics, an in-house analytics tool enables
founders ta benchmark top expense categories to
identify and cut areas of overspend, while testing
capital deployment strategies to improve their
business fundamentals. The tool, built with API-
driven solutions combined with machine learning
and other data enrichment layers, combines the
capabilities of traditional financial reporting tools
with a best-in-class user experience.
Don Muir
Co-Founder & CEO
arc
RUNWAY
Apr 13, 2022
Arc, a Stripe Partner, Launches
Runway
Are, the full-service finance platform for software
startups, launches Runway by Arc to help founders
weather a volatile macro environment. As VCs and
boards are encouraging already funded startups to
shore up additional capital and rein in burn to
extend runway until deal flow returns, Runway
utilizes Arc’s proprietary ML-enriched underwriting
algorithm to analyze net cash burn and cash on
hand. Within 24 hours, founders are pravided
flexible, low-cost capital with zero dilution or debt,
enabling continued operations and financial
stability during volatility.
“Don Muir
Co-Founder & CEO
chief Credit Officer
Eric McFarlai rhs
Nov 4, 2021
Why | Joined Arc
After spending nearly two decades in
underwriting as Head of Underwriting at Brex,
Chief Credit Officer at Brex Venture Debt, tech
lending at Silicon Valley Bank, syndicated lending
at Bank of America Merrill Lynch, and card lending
at American Express, Eric McFarland is joining
ARC as our Chief Credit Officer.
Eric McFarland
Chief Credit Officer
Oct 6, 2021
The Funding Alternative You
Deserve
Why are founders forced to choose between giving
up ownership & board seats or tripping debt
covenants in order to grow? Why does it take
weeke to monthe of foundere’ time and to
Jul 26, 2022
Culture: An Early-Stage Startup’s
Competitive Advantage
At Arc, we've put culture at the center of how we
build the business. Culture is always a work in
progress, and while there’s always room to
improve, we've learned a lot along the way. Below
I've outlined some of the takeaways we've had
around defining company values, creating an
inclusive culture, and how those efforts have
helped us create a stronger team.
4 Nick Lombardo
\ Co-Founder & President
1
p<
|
‘zs
I
Jun 26, 2022
Don’t Just Survive, Thrive - The
Default Alive Coalition
The Default Alive Coalition is a joint venture
between tech companies and VCs to help startups
extend their runway and sustain their growth
through a challenging macro environment.
Launched in partnership with Fondo, Workato,
Forecastr, Spekit and several other tech
companies, the default alive coalition is a direct
response to the warning bells sounded by venture
capital firms across Silicon Valley. Together, we're
providing discounts to capital and the key services
startups need to operationalize their success.
Nick Lombardo
‘ Co-Founder & President
Dec 30, 2021
Premium Funding for Premium
Startups
Arc was founded on the idea that premium
startups deserve a premium funding alternative. In
the past, founders were left with two options: hit
the brakes on growth to extend runway OR raise
fresh equity capital and put the pedal to the floor.
Founders were forced to choose between
accelerating growth and diluting existing
employees, investors, and founders.
Don Muir
Co-Founder & CEO
Oct 21, 2021
Modernizing Finance
At Arc, our engineering team stands on the
shoulders of giants. As a company, we set out to
modernize the financing experience for founders
and business owners through API integrations and
a seamless user experience.
Raven Jiang
Co-Founder & CTO
Jul 18, 2022
4 Tenants for Operational
Excellence During A Downturn
There’s no denying it — building during a downturn
is hard. Teams need to focus intensely, ruthlessly
execute, and make opportunistic bets. To survive.
startups must focus on their north star goals,
pursue sustainable growth strategies, and
continue to put their people and customers first.
Don Muir
Co-Founder & CEO
Jun 14, 2022
Arc Treasury - Cash Management
Built for Tomorrow
Arc launches Treasury, a comprehensive cash
management account for high-growth startups.
The technology, built on Stripe's leading payments
infrastructure, combines the flexibility of an API-
driven solution with the native functionality of a
consumer app. With Arc Treasury Startups get
access to the essential financial tools and services
they need to effectively store, manage, and deploy
their capital without sacrificing speed.
Don Muir
Co-Founder & CEO
Dec 21, 2021
Reinventing Wall Street for Silicon
Valley
Wall Street has long been a hub of financial
innovation. Silicon Valley attracts many of the
brightest teams focused on pursuing technological
breakthroughs. Unfortunately, even the most
promising startups fly under the radar of Wall
financial institutions.
{ Nick Lombardo
4 Co-Founder & President
Oct 13, 2021
10 Reasons Why Founders Love
Financing with Arc
Think of Arc as founder-friendly capital. We pay
you upfront for your future sales, which means
we're betting on your success and we're with you
over the long-term. We believe in you.
Nick Lombardo
‘ Co-Founder & President
Deserve
Why are founders forced to choose between giving
up ownership & board seats or tripping debt
covenants in order to grow? Why does it take
weeks to months of founders’ time and energy to
raise capital? Why is fundraising for tech startups
not... tech enabled?
‘=v Don Muir
Co-Founder & CEO
ied to provide spe
The opinions expressed in Ar ic advice or
s blog are for
neral informational purposes only and are not inter
nmendations for any individual or on any specific security or investment product. It is only intended to provide education about
rece
the financial industry.
Accelerate your growth with non-
dilutive funding |
with Arc.
Get started
yments Company. Banking services provided by Evolve Bank & Trust, Member
provided by BNY
Arc is a financial technology company, not a bank or an investment advisor. Money transmiss
Bank and
ion services provided by Stripe Pe
FDIC. Are Cards are iss and its affiliate Stripe Servicing, Inc. All investment advisory services provided by Helium Advisors Brokerag
2d by Stripe, In
Mellon Pershing, Member SIPC, through a
and custody partnership with Helium,
unts" and "Reserve accounts" are fin counts provided by Evolve Bank & Trust. "Treasury ounts managed by Helium Advisors LLC and custodied
"Primary ounts" are investment manageme
with BNY Mellon Pershing
arvices are provided by
Arc is not an investment advisor. Arc has partnered with Helium Advisors LLC, an SEC-registered investment adviser, to bring compa esting features. All investment advisory
ntive to refer companies to
ves
$s managed by Helium for promoting Helium's investment advisory services. Arc's partnership with Helium gives Arc an inc
ut the s
Arc re
sompensation as a percentage of ass
s of Helium
of interest affects A\
of another investment adviser that is not a partner of Arc's. This conflic:
inst
ability to provide comp: h unbiased, objective information
This could mean that the services of another investment adviser with whom Arc is not partnered may be more appropriz companies than those of Helium. Investing involves risk, including the possible loss
unts are not bank guaranteed or FDIC insured. Unless otherwise
ted, any
of principal. and there is no assurance that the investment will provide positive performance over any period of time. Helium a
referenced "APY", "yield’, "rate") related to Helium services are hypothetical or estimated outcomes based on historical investment performance. Past performance does not
investr
t performa
guarantee futur
sults, which may vary.
h balances held with Ev
Yield paid by Are rel held with Evolve is subject to change over time without notice based on prevailing market conditions. Today's yield offer related to c:
reflects the Annual Percentage Yield (APY) paid by Arc to customers, where payments are completed on a monthly bas ding to daily cash balances held over the prior calendar month,
to $5,000,000 FDIC insurance eligibility available through bank deposit sweep products offered by BNY Mellon Pershing and up to
2 through account(s) with Evolve. Yield rates (APY) reflect anni
* Up to $5,250,000 FDIC insurance eligibility reflects combination of
$250,000 FDIC insurance eligibi
1 on market conditions.
alized yield based on most recent 7 day period and are subject to change based
are Cash Management Resources Company Stay In Touch
Operating Blog About Your email
Reserve Startup Encyclopedia Careers
Learning Center Contact Us
Capital Newsroom
Media Kit
Revenue Financing Compare
Arc vs. Pipe
Are vs. Founderpath Podeast
Arc vs. Mercury Startup Growth Stories
Arc vs. Other Banks
© 2023 Arc Technologies Inc. All rights reserved General Disclosures Terms of Use Privacy Policy Cookies ¥ in
.webp)
